![]() ![]() A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. For example, if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500.00 or more and in March totaling $500.00 or more and (iv) enroll in online banking and activate e-statements within the Qualification Period. Total Access Checking Bonus Qualifications. (i) Open a new Total Access Checking account (ii) mention this offer during in-branch account opening, visit the URL provided, or enter Echecking300 when applying online (iii) have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’). Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.ĥ. Transactions between enrolled consumers typically occur in minutes. checking or savings account required to use Zelle®. For more information go to: 4. Zelle®.Zelle® is intended for sending money to family, friends and people you know. Third-party message and data rates may apply. Deposits made through mobile banking or remote deposit capture are subject to deposit limits and funds are typically available by next business day. Mobile banking is required to access remote deposit capture. Internet/mobile connectivity is required. Digital Banking Services. Online or mobile banking is required to access Zelle®. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States.ģ. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Other banks outside the network may impose ATM surcharges at their machines. ATM Fees. There is no WTFC transaction charge at any ATM in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum surcharge free networks. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.Ģ. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location. ![]() Limit 1 bonus payment per customer, regardless of the number of accounts opened. This Total Access Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Total Access Checking Bonus Information. This Total Access Checking account bonus offer is valid for new accounts opened Januthrough January 31, 2024. ![]()
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